Categories

Ph: 0488 88LEND

Main menu

Leasing & Hire Purchase Finance

Premier Lending - Home Loan SpecialistsLeasing & Hire Purchase Finance

Don’t Go Straight to the Bank! Give yourself Choice!

Searching for a home loan may not be hard, but understanding all the finer details can be.

CarloansconcordPurchasing a vehicle whether new or used there are numerous options whether it is for the family or the business.

Our interest rates are competitive, we can arrange Pre-approval finance, early repayment options and suitable car loan protection insurance.

Whether purchasing an established business or setting up a new business, finance options are available whether it be secured residential lending, commercial security or no security at all! Premier Lending can help you find a solution for your needs.

CHATTEL MORTGAGE

Business can borrow funds to purchase the vehicle, vehicle security is used as way of a mortgage to the lender and the client owns the vehicle. Flexible payments options, no deposit required and repayments do not attract GST. Goods are purchase at settlement giving the client the ability to claim the GST in that quarters BAS, the interest component and the depreciation of the asset can be claimed provided the vehicle is used to generate taxable income

FINANCE LEASE

A lease agreement can be an effective way for a company to acquire assets for business use. Lease rentals are calculated for an agreed time frame with the rentals normally being tax deductable. Agreements are flexible and payments can be calculated monthly or quarterly, half yearly or annually. At the end of the term, a residual value or baloon is paid (predetermined at the commencement of the lease) to acquire the goods from the financier and in some instances can be refinanced to be paid off over a certain period. This way your rentals can be structured to meet your cash flow requirements

OPERATING LEASE

An agreement for a business to rent the relative goods for a fixed period of time, customise payments to suit business cash flow and payments are subject to stamp duty and GST
Under the terms of a finance lease, the party taking out the lease normally has no option or right to purchase the equipment leased either during, or at the end of the agreement. However, in practice, most financiers will consider an offer to purchase their equipment for the residual value at the end of the lease term.

NOVATED LEASE

Lender Novated Leasing is a flexible, portable and convenient way of acquiring a motor vehicle for both employers and employees. Employees can lease their vehicle of choice while their employer pays the rentals and other running costs (if agreed to) directly from the employee’s salary. Potential tax benefits for the employer and employee and the vehicle maybe leased entirely for private use.

About Us

At Premier Lending, we are experienced mortgage broking specialists, who are here to help you find the right loan for your situation. We are dedicated to creating personalised mortgage solutions that anticipate and meet the needs of our customers. We are a free, no-obligation service that will empower you to take control of your financial situation.

Recent Tweets

Contact Us

CAPTCHA image

* These fields are required.